Student Insurance Scheme

Re-accredited by NAAC with A++ Grade

About the Insurance

The Student Insurance Scheme is a welfare initiative implemented by the Directorate of Students’ Welfare (DSW) of Mahatma Gandhi University. It aims to provide financial protection and emergency support to students studying in the University’s teaching departments as well as in its affiliated colleges. The scheme covers students in cases of accidents, critical illnesses such as cancer, permanent disability, and untimely death. While students and their parents are the eligible beneficiaries of the scheme, the application can only be submitted by authorized college representatives such as the Principal or Student Welfare Officer through the official university web portal. After submission, the Directorate of Students’ Welfare verifies the details and forwards valid claims to the insurance company for processing. This initiative ensures that no student faces academic or financial setbacks due to unforeseen emergencies.

Who is Eligible for the Insurance?

Only Students and Parents/Guardians are eligible to receive benefits under this scheme. They are the beneficiaries, not the applicants.

🎓 Students

All enrolled students in affiliated colleges and university departments are eligible. This includes:

Undergraduate and postgraduate students
Students in regular or distance education
Both aided and unaided institutions

Students are covered for:

Accidental injury or death
Permanent disability
Critical illnesses like cancer

👪 Parents / Guardians

Parents or legal guardians can receive the benefits in cases where:

The student has passed away
The student is critically ill or disabled

Parents are responsible for accepting the benefit amount and assisting in the claim process through the college.

Who Can Submit the Application?

Only designated college representatives coordinators can fill and submit the online application form on behalf of students or parents. Students themselves cannot apply directly.

Student Welfare Officer
Admininstrative Officer

Process Flow

The college representative collects verified information and documents from students/parents.
The representative submits the insurance application via the university portal.
The Directorate of Students’ Welfare (DSW) verifies the application.
Once approved, the claim is forwarded to the insurance company for processing.

Key Features & Benefits

✅ Coverage for accidents, critical illnesses, and student death
✅ No direct application or payment by students required
✅ University processes applications through verified authorities
✅ Direct benefit transfer to parents’ or nominees’ bank accounts
✅ Simple process with institutional support

Need Assistance?

We Are Here to Help

Additional FAQ

Students or parents seeking information or claim status should contact their respective college's Student Welfare Officer.

For official inquiries, reach out to:
Email: dsw@mgu.ac.in
Office: 0481-2733376
Phone: +91-9447105087(Director)
Phone: +91-7510741394(Section Officer)

Yes, ISO insurance is specifically designed for international students and is accepted by most universities. It's affordable and compliant with visa requirements.

Insurance Services for Students