You can apply for student insurance through your college's designated representative or administrative office. This typically involves filling out an insurance application form provided by the college or university, along with the submission of relevant documents such as your college ID, address proof, bank account details, and a recent photograph. The process must be guided and authenticated by your college authorities, ensuring that only eligible, enrolled students are considered. Claims can only be submitted during your academic term and must go through the proper official channel for processing.